Our Financial Policies

Our Financial Policies


Welcome to Marshall Orthopaedics.  To avoid confusion or misunderstanding, our office billing policies are listed below

PRIVATE INSURANCE / COMMERCIAL INSURANCE
[insurance through your job or another association]

If you have private insurance, Medicare, or Medicaid, government regulations require that we collect any co-pay or deductible amounts due upon registration, before you see the doctor.
If your policy pays "80/20" for example, your 20% of the bill would be due at the completion of your office visit

AUTO INSURANCE LIABILITY / ACCIDENT LIABILITY

We do not accept as payment,  nor do we bill,  your auto insurance company or other liability insurance company.  We do not accept any insurance as payment for auto-accident or liability related visits. 
You are responsible for the bill by cash payment.  A first payment of $350 is required for each patient seen in this category, and the bill for each visit is due at the time of service.
If your charges at the first visit are more than $350, you must pay the full total of charges that day.
You will be given a receipt to take to your attorney or your liability insurance  company,  so that they can reimburse you.

NO INSURANCE

If you have no hospitalization insurance, we require a deposit of $150 prior to your first visit [unless an auto accident is involved....see above]
If charges at the first visit exceed this amount, you are responsible for the payment of the charges above $150 at your first visit also.
Similarly, payment of all charges for each visit are due at the time of service.

WORKMEN'S' COMPENSATION

Effective September 1, 2003, like many other clinics, we have "opted out" of the workmen's' compensation system in Texas. 
This means that you would have to find another source to be responsible for the bill,  by cash or check payment at each visit

LETTER OF PROTECTION

We do not accept as payment a "letter of protection" [promise that your attorney will pay your medical bill out of a settlement].

COUNTY INDIGENT PROGRAM

We do not accept this program as payment for visits for back problems, neck problems, or auto accident related problems.  You would be responsible for this bill yourself, on a pay as you go cash basis.